Estimate your monthly net take-home pay in Switzerland from your gross salary. Deducts employee social security contributions (AVS/AI/APG 5.3%, AC 1.1%), age-based LPP/BVG pension deductions, and optional withholding tax.
How to use this calculator
Enter your gross monthly salary in CHF.
Select 12 or 13 months salary.
Enter your age (LPP/BVG pension contribution rate increases with age).
Read your estimated net monthly and annual salary.
Formula & method
Swiss Salary Deduction Standard
Net = Gross - (AVS 5.3% + AC 1.1% + LPP Age Rate + Withholding Tax)
AVS/AI/APG = 5.3%, AC = 1.1% (cap 148,200 CHF), LPP = Age rate x Coordinated Salary.
Example
Gross 8,500 CHF/month (age 35) -> Net ~7,250 CHF/month.
Key insights
AVS/AI/APG (1st pillar) deduction is fixed at 5.30% of total gross salary for employees.
AC unemployment insurance is 1.10% up to a salary cap of 148,200 CHF/year.
LPP/BVG (2nd pillar) employee contributions range from 3.5% (age 25-34) to 9.0% (age 55+) on coordinated salary.
How to interpret your result
Net Salary Expectations
In Switzerland, typical employee social deductions range from 11% to 18% of gross salary depending on age and LPP pension plan.
Frequently asked questions
What is the 13th month salary in Switzerland?
Many Swiss employers pay annual salary over 13 installments. Your total annual gross remains identical whether split over 12 or 13 months.
Swiss Total Employer Cost Calculator — Estimate total employer cost for hiring an employee in Switzerland (Gross salary + employer social contributions).